May 23, 2017

Workers Comp

Workers Compensation Insurance in Redding CA

It is a truism that employees are your company’s most valuable asset. Protecting them should be high in the scheme of things for a business owner. That’s where workers’ compensation insurance comes in.

In Redding if you are a business owner and employer, you are required by law to have workers compensation insurance that covers an employee’s medical expenses and lost income if they are injured or killed in the course of working for you. It also protects the insurance owner against being sued for the injury that the worker gets while at work. Workers are benefitted by Workers Comp insurance regardless of who was at fault in the accident. If a worker is killed due to accidents while on job, death benefits are provided to the worker’s family.

The cost of workers comp insurance is determined by several factors including the nature of your business and location.

More commonly known as workers’ comp insurance, Workers’ compensation insurance is entirely paid by the employers. Law does not permit the charging of any part of the workers com insurance premium to the employee. Unless an employer is able to get a self-insured exemption from the State of California, workers compensation insurance is required by the law. Failure to have workers compensation insurance is a criminal offense.

Generally, the workers comp insurance does not cover illnesses or injuries that occur outside of the scope of employment.

We can help to identify your workers comp insurance needs and find out which policy is appropriate for you.